Learn
When it comes to money, knowledge really is power. Here’s everything you need to develop a smart money mindset.
Saving
Baby steps or big strides. Start building up your savings.
One Claro user talks about their financial coaching experience and how it helped them reach their goal of stepping onto the property ladder.
There are benefits to both the Help to Buy ISA and the Lifetime ISA, so whether you stick or switch depends on which of the…
Find out everything you need to know about a Lifetime ISA (LISA), from how they work to choosing the right one for your situation.
Only 40% of employed Brits know where all of their pension details are. It’s time to change that!
The truth about money is that how we think, feel and talk about our finances – our money mindset – determines our financial wellbeing.
Why should you care? Struggling to save? Putting money aside when you’re broke might sound impossible, but you can start saving even when things are…
Like to grab a coffee on your way to work? Most of us are guilty of bad money habits, but it’s time to change that…
On average, 17% of people in the UK will experience an unplanned life-event every year. Most people are unprepared for this, so resort to borrowing money.…
Saving enough money for a mortgage deposit can be a daunting task. But the good news is that there are a range of options available…
Learn about different savings options, how they work, and what to consider if you want to get in on the action.
Investing
Investing is a big step. But it’s one everyone can take, armed with the right knowledge.
There are two main reasons why people invest: compound interest and inflation. Here, we’ll explain how these can help and hinder the growth of your…
The world of ethical investing is murky, so let’s bring some clarity to it. Here at Claro, we aim to declutter the world of finance…
What’s it all about? An exchange-traded fund (ETF) is a fund made up of different assets like stocks and bonds. Investors can then buy shares…
Once you’ve decided you’re ready to invest, it’s time to decide what you want to invest in. You can invest in pretty much anything these…
Find out what they are, how they work, what to consider and where you can get them.
If you’re thinking about investing, our 10 golden rules of investing will help you manage the risks and maximise the benefits of growing your money.
73% of consumers recognise the importance of living sustainably, yet only 43% invest in line with these values. Research shows that simply switching your pension…
If you’d like to invest in the planet – known as sustainable investing – you’re in excellent company. People all over the world are signing…
Learn about the different types of pension, how they work, and what to consider if you want to get in on the action.
Investment funds are one of the most popular ways to start investing. Find out what they are, how they work and what you should consider.
Get a summary of the types of asset class, where to get them and what to consider.
Financial coaching is a flexible approach that helps you to define and work towards your individual goals, whatever they might be.
Ethical investing has soared in popularity as investors want to do good with their money – is it really that difficult?
Why should you care? Analysing a share in a business, also known as a “stock”, can help you to figure out whether or not it’s…
Only 40% of employed Brits know where all of their pension details are. It’s time to change that!
Once you’ve understood why you’d want to invest and decided you’re ready, read this article to find out how to get started with investing.
Do good with your money by channelling it into ethical investing. What’s it all about? Ethical investing is putting your money into financial products, companies…
Find out everything you need to know about ESG integration and start putting your money where your mouth is.
As with all investments, there’s risk involved and it’s not the right choice for everyone. Here, you’ll find everything you need to know if you’re…
Investing can be an effective way of growing your money, but it’s not without risk. Before you take the plunge, tick off this checklist to…
It’s easy to make money when you’ve already got it… So many people seem to bandy that maxim about. It’s not necessarily untrue, but it…
Calculators
Home costs calculator
Planning on buying your own home?
Use our calculator to find out the total cost of buying your home, and how long it will take you to get the keys.
Investment calculator
Find out how much your money could be worth in the future if you invested in low, medium or high risk funds.
You can also find out how much you’d need to invest to achieve a specific goal.
Compound interest calculator
Compound interest – the eighth wonder of the world.
Find out how much your money could be worth in the future with the effects of compound interest.
Saving goal calculator
Have something you’re saving for in the future?
Find out how much you need to save each month to reach your savings goal.
Money management
Take control of your money. Spend less, save more, and organise your finances like a pro.
Get a consolidated overview of your spending, accurate credit scoring and more – all with Open Banking.
The term ‘zero-based budget’ might sound quite intimidating, but it’s really not. Simply put, a zero-based budget means that every penny of your income is…
A bit of a buzzword at the moment, consumerism is what encourages us to buy more than we need. The coronavirus pandemic has changed the…
Here are some reasons why just one 45 minute financial coaching call could get you closer to your goals.
The truth about money is that how we think, feel and talk about our finances – our money mindset – determines our financial wellbeing.
If you are a few days from payday and need to buy something urgently, buy now, pay later credit can be a lifesaver. However, not everyone…
Craving inspiration when it comes to getting a handle on your bank account? Give these 25 financial influencers a follow and transform your money mindset.
An explanation of student loans Before making the decision to go to university, many students want to read up on how student loans work. Student…
Why should you care? Learning how to manage your money may seem stressful but taking ownership of your finances really pays off – literally. What…
Why should you care? Many people have some form of debt, from credit card loans to overdrafts. If you’re torn between paying off your debts…
A Financial Coach is an expert trained to look objectively at your financial situation and help you make a plan to reach your goals.
As a freelancer, your finances can be irregular and unpredictable. Monthly income will fluctuate, invoices won’t always get paid on time and your tax bill…
If your retail therapy is often triggered by emotions (like boredom, jealousy or stress) and it’s leaving you in money troubles, it’s time to take…
Think frugal living means being a cheapskate, or missing out? Wrong – just a few changes can bring you closer to your financial goals.
Trying to cut down on your spending? It can be a hard habit to break, but it’s time to transform your spending habits for good.
Here are 6 things you can start doing today to avoid the UK’s most common financial-planning pitfalls.
Why should you care? Sharing rent and bills can be confusing and stressful. Use these tips to make it easier. How can you decide what’s…
It’s perhaps one of the most tedious parts of being an adult to some people, but managing your household bills and making sure that you’re…
Here are our favourite 5 money management tips to improve your financial planning. Whatever the expertise you have (or haven’t!)
Planning
Picture your ideal future, and create the perfect financial plan to take you there.
Find out everything you need to know about a Lifetime ISA (LISA), from how they work to choosing the right one for your situation.
Not sure whether to take out a savings account or an ISA? Let us break down the differences to help you decide what’s right for…
Find out the key differences between a Financial Coach and a Financial Adviser, so you can make the right choice for you.
F.I.R.E is a movement dedicated to helping you achieve financial independence so you can retire early, rather than relying on traditional income forever.
Here are some reasons why just one 45 minute financial coaching call could get you closer to your goals.
The truth about money is that how we think, feel and talk about our finances – our money mindset – determines our financial wellbeing.
It’s likely you’ll have already started saving and budgeting for your deposit, but what are the other costs you’ll need to fork out money for?
It might feel far away but starting to save and prepare for retirement in your 30s will pay off in the long run.
A Financial Coach is an expert trained to look objectively at your financial situation and help you make a plan to reach your goals.
There are always changes we can make to help us plan and save our money better. These are our top money saving tips for your…
Financial coaching is a flexible approach that helps you to define and work towards your individual goals, whatever they might be.
Only 40% of employed Brits know where all of their pension details are. It’s time to change that!
Find out how much it costs to raise a child to the age of 18 to get your finances in order before the big day…
One Claro user talks about their financial coaching experience and how it helped them reach their goal of stepping onto the property ladder.
Thinking about financial goals for the future can be daunting. There are often so many things to consider that it can put you off making…
If you want to grow your wealth, it takes time and patience. But you have to start somewhere – find out how you can reach…
It’s never too early to start saving for your pension. By learning more about it, you can avoid these common pension pitfalls.
Ethical investing
Find out how to use your money to benefit the environment and society, as well as yourself.
A bit of a buzzword at the moment, consumerism is what encourages us to buy more than we need. The coronavirus pandemic has changed the…
The world of ethical investing is murky, so let’s bring some clarity to it. Here at Claro, we aim to declutter the world of finance…
73% of consumers recognise the importance of living sustainably, yet only 43% invest in line with these values. Research shows that simply switching your pension…
If you’d like to invest in the planet – known as sustainable investing – you’re in excellent company. People all over the world are signing…
Ethical investing has soared in popularity as investors want to do good with their money – is it really that difficult?
Do good with your money by channelling it into ethical investing. What’s it all about? Ethical investing is putting your money into financial products, companies…
Find out everything you need to know about ESG integration and start putting your money where your mouth is.
Money talk
Juicy conversations with real people about their finances. Have a listen.
Today we are joined by Gaby Mendes from @talktwenties, to chat about how she was able to buy her new home at the age of…
“Abdul Asks” is an Instagram Live series that looks at sharing personal finance stories to showcase an individual’s financial journeys but also to have honest and open…
We chat to Clare Seal of MyFrugalYear about her experience with loans, her own work around financial literacy and her new books.
In this episode of Abdul Asks, we talk to Rachel, Claro’s in-house Financial Coach about her goals, timelines and top tips!
Today we talk to money mindset influencer Gordon Torks about his personal finance journey and how he deals with goal timelines.
In this episode, we chat to personal finance influencers Thando and Lindie, founders of Skilled Finances, all about their money goals.
Claro guides
Adulting guide
If you wish you’d been taught more about loans than long division, Claro’s adulting guide is for you.
Savings Index
Feeling as if your financial goals are way out of your reach? See how small changes can make a big difference.
Covid worries
How to protect yourself from coronavirus worries by changing your attitude to saving.
Glossary
The world of finance is filled with complicated-sounding terms and acronyms. If you’re not sure what something means, head over to our glossary for a clear explanation.
